CalcStudio
Turn useful mortgage tools into client conversations.
Start with a client objective, use an appropriate calculation, explain an indicative outcome and continue the discussion with an adviser.
What's included
Adviser branded tools, adviser owned enquiries
Every enquiry generated through your attributed tools is attributed to you.
- Offset Structure Calculator
- Mortgage review tools
- Advanced comparisons
- Current rate information where applicable
- Adviser branded results
- Adviser owned enquiry capture
- QR links, website links, email links
- Referral partner links
- Attribution
- Analytics
- Client reports
See CalcStudio
CalcStudio in the adviser and client journey
Real screens from the live CalcStudio product.
Use the tools wherever conversations begin
One adviser-branded journey, shared across your channels
CalcStudio is designed to meet clients where they already interact with you — without requiring a new adviser website.
Website
Link from your existing website or adviser profile.
Email and campaigns
Give clients a useful reason to revisit their mortgage position.
QR and referrals
Connect print, events and referral partners to an attributed journey.
Database and CRM
Use calculator intent to support follow-up and existing workflows.
Example adviser page
Core and Professional tools, side by side
Sarah Williams
ABC Mortgages · Mortgage Adviser
CalcStudio Core
Mortgage repayments
Repayment amount by term and rate
Core
Extra repayments
What a higher payment could change
Core
Loan term
Term and repayment trade-offs
Core
Deposit / equity
Basic deposit and equity position
Core
CalcStudio Professional
Offset Structure
ProfessionalModel split loans, terms and offset cash
Advanced comparisons
ProfessionalCompare structures and repayment scenarios
NZMAI and Riverhorse do not build full adviser websites. You receive a simple branded calculator destination and a link you can place on your existing website.
CalcStudio plans
Choose Core or Professional
All prices are shown excluding GST, with the GST-inclusive price alongside.
CalcStudio Core
$199 + GST ($228.85 incl. GST) per year
- Mortgage repayment calculator
- Interest-only payment calculator
- Extra repayment and lump-sum calculator
- Loan term calculator
- Deposit and equity calculator
- Adviser branding
- Personal CalcStudio destination/page
- Website link
- Email link
- Basic QR code
- Basic enquiry/contact route
CalcStudio Professional
$69 + GST ($79.35 incl. GST) per month
or $690 + GST ($793.50 incl. GST) per year
Everything in Core, plus:
- Offset Structure Calculator
- Advanced mortgage structure comparisons
- Mortgage review/refinance modelling
- Advanced comparison tools
- Additional professional calculators as released
- Adviser-branded results
- Client reports
- Website embeds where supported
- Personal, email, QR and referral partner links
- Enquiry and referral attribution
- Analytics
- ClientConnection handoff where supported
Borrowing power, rent-versus-buy and investment calculators may join the growing Professional suite when released; they are not listed as currently live.
Buying takes you to secure Stripe checkout. CalcStudio Team / FAP access is scoped with you — Discuss Team / FAP Access.
Professional tools
A tool that starts conversations
Offset Structure Calculator
Model a mortgage the way mortgages are actually structured.
Many conventional calculators assume one loan and one rate. Real mortgages rarely look like that.
$800,000
Total mortgage
$450,000
Fixed
$250,000
Fixed, another term
$100,000
Offset
$40,000
Cash held against offset
Compare structures using appropriate rates. This is a client discussion and modelling tool, not financial advice.
Referral partners
Give your referral network useful mortgage tools
Limited useful CalcStudio tools can be provided to appropriate referral partners — with a web link, QR code and tracked journey.
- Real estate agents
- Buyers agents
- Accountants
- Property managers
- Lawyers and conveyancers
- Builders
- Developers
Example partner tools
- Mortgage repayment conversation
- Deposit and equity conversation
- Mortgage structure review
If the partner is linked to an adviser, the opportunity belongs to that adviser.
Part of the NZMAI adviser growth ecosystem