NZ Mortgage Adviser Institute

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Lowest advertised: 6 months 4.79% · 1 year 4.99% · 2 years 5.29%

Lowest 1 year 4.99%

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Updates

Weekly market summaries

Rates, the OCR and what changed this week, for New Zealand mortgage advisers.

24 Oct 2026Latest
Weekly market update – week ending 23 October 2026
Mortgage rates kept edging up this week ahead of the Reserve Bank's OCR review on 28 October, and more clients are choosing to fix rather than float.